International Bank of Chicago (IBC) wants to ensure that all of its customers have convenient and reliable access to a wide range of banking products, as well as the opportunity to reach their financial objectives- whether it is to start a business, purchase a home or open a checking or savings account.
Indeed, many of the residents and business owners with whom IBC does business have had limited access to full service financial institutions, and have conducted a majority of their financial transactions at currency exchanges, pay-day loan centers and money shops, often paying exorbitant check cashing fees and interest rates.
The communities that IBC serves have high minority, immigrant and refugee populations, and many of the residents and business owners face a variety of challenges including poor credit histories, a lack of financial resources and insufficient knowledge of financial issues. International Bank of Chicago has attempted to respond to the many needs of these individuals by providing safe and affordable financial products, offering valuable financial seminars, helping to prevent predatory lending and re-investing capital into the community in order to build sustainable and self-sufficient.
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